Important Information About Finance

Rubix Finance Ltd is a credit broker, not a lender.

We introduce customers to a panel of lenders who may be able to provide finance for goods and services. We do not provide financial advice or make recommendations.

No Advice

Any information provided on this website is for general information purposes only and does not constitute financial advice.

We do not assess whether a particular product is suitable for your individual circumstances. You are responsible for deciding whether any finance product is appropriate for your needs.

Lending Decisions

All lending decisions are made by the lender. This includes:

• whether your application is approved
• the interest rate you are offered
• the amount you can borrow
• the repayment terms

Different lenders may offer different rates and terms based on their own assessment criteria.

Eligibility and Affordability

Finance is subject to status and affordability. Terms and conditions apply.

You must:

• be a UK resident
• be aged 18 or over

The finance options available to you will depend on your personal and financial circumstances.

Credit Searches

As part of your application, lenders may carry out credit checks.

These may include:

• soft credit searches (which do not affect your credit score)
• hard credit searches (which may affect your credit score)

You will be informed before any hard credit search is carried out.

Important Considerations

Before entering into any credit agreement, you should:

• ensure you understand the terms and conditions
• consider whether the repayments are affordable
• consider the total cost of borrowing

Missing payments could:

• lead to additional charges
• affect your credit rating
• make it more difficult to obtain credit in the future

Independent Advice

If you are unsure whether finance is right for you, you may wish to seek independent financial advice before proceeding.