From Installer to Funded Deal
A transparent, 5-step process that turns complex finance into something any installer can offer with confidence.
Quick
digital onboarding
Installer Onboarding & KYC
The journey starts with a quick digital onboarding process for your installation business. We collect business details, verify identity, and check regulatory requirements — all online, all fast.
Business registration and identity verification
Compliance and regulatory checks
Agreement to our installer terms
Dashboard access granted upon approval
Guided
with Rubix support
FCA Authorisation
To offer finance to customers, installers need to hold Limited Permissions FCA authorisation. This is a regulatory requirement that allows you to act as a credit intermediary. Rubix Finance can assist and guide you through the application process.
Limited Permissions FCA authorisation required
Rubix Finance provides guidance and support throughout
Application submitted to the Financial Conduct Authority
Full compliance with FCA regulatory standards
Instant
link generation
Send Finance Options Remotely
Once onboarded, you can send finance options directly to customers for them to review privately. Use our branded calculator tools to generate realistic monthly payment quotes that customers can complete in their own time.
Customer-facing finance calculators
Remote application links for customers
Multiple products: personal loans, green loans, BNPL
Compliant, off-site completion process
< 60s
decision time
Customer Application
Your customer completes a simple, mobile-optimised application form. Many of our lenders offer an eligibility check that does not leave a footprint on the customer's credit file, helping them understand their options before making a full application.
Simple, guided application process
Eligibility checks available with many lenders
Clear, transparent finance options presented
Customer chooses whether to proceed
Fast
direct payout
Approval & Payout
Once your customer accepts an offer, a formal application is submitted. After successful completion of the installation, lender funds are released directly to your business — tracked every step of the way.
Formal application with customer e-signature
Installation confirmation process
Direct payment to installer bank account
All activity tracked in your dashboard
Do you need FCA authorisation to offer finance?
Our guide covers both routes to compliance — Appointed Representative and Limited Permissions — so you know exactly what's required before you start.
Common Questions
Everything you need to know before getting started.
1Does offering finance cost me anything?
No. Joining the Rubix Finance installer network is completely free. We earn commission from lenders on successful applications, not from you.
2What happens if a customer is declined?
Our platform connects you with multiple lenders. If one lender is unable to offer finance, the customer may still be able to apply with another lender on our panel.
3How quickly can I start offering finance?
Most installers are fully onboarded and live within 48 hours of completing the digital application process.
4Is Rubix Finance regulated?
Yes. Rubix Finance is authorised and regulated by the Financial Conduct Authority (FCA) as a credit broker. We are not a lender.
5What finance products are available?
We offer personal loans, green energy loans, and buy-now-pay-later products through our lender panel, with terms ranging from 12 to 120 months.
6Can I offer finance for commercial installations?
Yes. We have finance products for both residential and commercial installations, including solar, heat pumps, EV chargers, and other low-carbon technologies.
